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5 Things To Ask Yourself Before Buying A New Car

Buying a car is a big commitment. Often, payments are required continually over a number of years, so buying a car should not be something that you rush. Here are the five questions you should ask yourself before buying a car…


1)      Do You Need A New Car?

Understand the difference between need and want. If you have a current car that works perfectly fine, has a full service history and is nearly (or, even better, completely) paid off, is committing to another repayment plan a good investment of your family?

Of course, if your family is growing and you need a more practical motor or your current car is spluttering and struggling on journeys, then now may be the time to buy a new car!


2)      How Will You Pay For The Car?

More importantly, can you afford it? If you can, will you buy the car outright or are you more likely to opt for a finance deal? Don’t forget about upkeep and running costs too. The price of insurance, fuel and a car servicing can all add up over the course of a year. Considering your budget will also help to narrow down the cars that you want to buy


3)      What Type Of Car Should You Buy?

Are you wanting a larger family saloon or a smaller sporty number? Would you consider an SUV or even a hybrid or electric car? Figure out your needs and why you want the car and this will help you figure out what car to buy.


4)      How Is Your Credit Score?

If you are buying a car on finance, this is something that you will need to consider to get a good deal on finance. Check your credit file and begin improving your credit score.


5)       What Do You Like And Dislike About Your Current Car?

Considering your current likes and dislikes will help you to decide what you want from a new car and what you want to avoid. The more experience you have with motoring, the better poised you will be to make an informed decision when car buying.

If you are looking for a new or used car in London, get in touch with the team at Stephen James where we will be happy to help.