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Stephen James Exclusive Offers

BMW M340i xDrive Saloon
BMW 3 series M340i xDrive Saloon

Benefits of buying with PCP:

Fixed Monthly Payments
Keep your options open
Option to keep the car

Starting from:

£4,999 deposit £499 per month
Dealership Contribution £8,348.36

Finance Options


Finance example for a M340i xDrive Saloon

Monthly Payment£499.00
Term of Agreement47 months
Annual Mileage8,000 miles
Customer Deposit£4,999
Deposit Contribution£8,348.36
Total Deposit£13,347.36
On-The-Road Cash Price£49,906.00
Total Amount of Credit£36,558.64
Rate of Interest (Fixed)4.9%
Option to Purchase Fee£0.00
Optional Final Payment ^£18,422.76
Total Amount Payable£55,223.12
Excess Mileage Charge10.66 pence
Finance Explained

4.9% APR. Based on a loan amount of £36,558.64 over 47 months at an interest rate of 4.9% per annum. Your monthly repayment will be £499.00.

Your deposit contribution will be £4,999.00, the Retailer will contribute £5,098.36 and the Manufacturer will contribute £0.00 and BMW Financial Services will contribute £3,250.00 making a total deposit contribution of £13,347.36 towards your car's on the road cost of £49,906.00.

You may drive up to 8,000 miles per year, any excess mileage will incur a charge of 10.66 pence per mile if you decide to return the vehicle.

At the end of your term, if you want to buy the car outright you need to pay an option to purchase fee of £0.00 and make a final repayment of £18,422.76. The total amount of all payments and any fees will be £55,223.12. This includes any retailer and BMW UK deposit contributions.

Your quote is indicative and may vary if the details of the offer alter before your application for finance.

Terms & Conditions

Stephen James (Automotive) Ltd is a credit broker not a lender.

Finance examples are for BMW Select agreements for the models shown above. Applies for new vehicles ordered between 01 July 2020 to 30 September 2020 and registered by 31 December 2020 (subject to availability). Retail customers only. *On the road cash price is based on manufacturer's recommended retail price and includes 3 year BMW Retailer Warranty, BMW Emergency Service, 12 months' road fund licence, vehicle first registration fee, delivery, number plates and VAT. ^Optional final payment is not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. ""BMW Select' is a form of hire-purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. We commonly introduce customers to a selected panel of lenders including BMW Financial Services. We may receive commission or other benefits for introducing you to such lenders. This introduction does not amount to independent financial advice.

Fuel Economy Figures

Fuel economy figures for the M340i xDrive Saloon: Combined 0mpg CO2 emissions 0 g/km. Figures may vary depending on driving style and conditions.

Figures are obtained in a standardised test cycle. They are intended for comparisons between vehicles and may not be representative of what a user achieves under usual driving conditions.