MINI 5-Door Cooper S Sport Offer

Finance Example

Monthly Payment	£359.00
Customer Deposit	£2,000.00
Retailer contribution	£1,470.72
Total Deposit	£3,470.72
Term of Agreement	48 months
Annual Mileage	8,000
On-The-Road Cash Price	£27,930.00
Total Amount of Credit	£24,459.28
Rate of Interest (fixed)	3.9
Option to Purchase Fee	£0.00
Optional Final Payment	£10,272.21
Total Amount Payable	£30,615.93
APR	3.9
Excess Mileage Charge	5.84

Finance Explained

3.9% APR. Based on a loan amount of £24,459.28 over 48 months at an interest rate of 3.9% per annum. Your monthly repayment will be £359.

Your deposit contribution will be £2,000, and a retailer contribution of £1,470.72 making a total deposit of £3,470.72 towards our car's on the road cost of £27,930.00.

You may drive up to 8,000 miles per year, any excess mileage will incur a charge of 5.84 pence per mile if you decide to return the vehicle.

At the end of your term, if you want to buy the car outright you need to pay an option to purchase fee of £0.00 and make a final repayment of £10,272.21. The total amount of all payments and any fees will be £30,615.93. This includes any retailer and BMW UK deposit contributions.

Your quote is indicative and may vary if the details of the offer alter before your application for finance.

Terms & Conditions

Finance example is for a MINI Select agreement for the model shown above. Applies for vehicles ordered on the basis of the current On the road cash price between 1 October 2020 and 31 December 2020 and registered by 31 March 2021 at participating MINI Retailers (subject to availability). Retail customers only. *On the road cash price is based on manufacturer’s recommended retail price and includes 3 year MINI Retailer Warranty, MINI Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates, VAT. **Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Stephen James (Automotive) Limited trading as Stephen James Ruxley, commonly introduce customers to a selected panel of lenders including MINI Financial Services. We may receive commission or other benefits for introducing you to such lenders. This introduction does not amount to independent financial advice.