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Stephen James Exclusive Offers

MINI Hatch John Cooper Works

Benefits of buying with PCP:

Fixed Monthly Payments
Keep your options open
Option to keep the car

Starting from:

£1,000 deposit £350.00 per month
Dealership Contribution £1,738.96

Finance Options


Finance example for a MINI One Hatch

Monthly Payment£350.00
Term of Agreement47 months
Annual Mileage8,000 miles
Customer Deposit£1,000.00
Deposit Contribution£1,738.96
Total Deposit£2,738.96
On-The-Road Cash Price£27,208.00
Total Amount of Credit£24,469.04
Rate of Interest (Fixed)3.9%
Option to Purchase Fee£0.00
Optional finance payment ^£10,740.64
Total Amount Payable£29,929.60
Excess Mileage Charge6.71 pence
Finance Explained

3.9% APR. Based on a loan amount of £24,469.04 over 47 months at an interest rate of 3.9% per annum. Your monthly payment will be £350.00.

Your deposit will be £1,000.00 and our deposit contribution will be £1,738.96 making a total deposit of £2,738.96 towards your car's on the road cost of £27.558.00

You may drive up to 8,000 miles per year, any excess mileage will incur a charge of 6.71 pence per mile if you decide to return the vehicle.

At the end of your term, if you want to buy the car outright you need to make a final repayment of £10,740.64. The total amount of all payments and any fees will be £29,929.60.

Your quote is indicative and may vary if the details of the offer alter before your application for finance.

Terms & Conditions

Stephen James (Automotive) Limited trading as Stephen James Enfield is a credit broker.

Our deposit contribution only available with MINI Select. Finance example is for a MINI Select agreement for the model shown above. Applies for vehicles ordered between 1 July 2020 and 30 September 2020 and registered by 31 December 2020 (subject to availability). Retail customers only. *On the road cash price is based on manufacturer's recommended retail price and includes 3 year MINI Retailer Warranty, MINI Emergency Service, 12 months' road fund licence, vehicle first registration fee, delivery, number plates, VAT. **Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. MINI Select' is a form of hire-purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Stephen James (Automotive) Limited trading as Stephen James Enfield, commonly introduce customers to a selected panel of lenders including MINI Financial Services. We may receive commission or other benefits for introducing you to such lenders. This introduction does not amount to independent financial advice.

Fuel Economy Figures

Official Fuel Economy Figures for the MINI One Hatch: Urban 41.5 mpg (6.8 l/100km). Extra Urban 62.8 mpg (4.5 l/100km). Combined 52.3 mpg (5.4 l/100km). CO2 Emissions 123 g/km.

Figures are obtained in a standardised test cycle. They are intended for comparisons between vehicles and may not be representative of what a user achieves under usual driving conditions.