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Approved used MINI

Now available with 7.9% APR representative



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Approved Used BMW

Now available with 7.9% APR representative.


Ex-demonstrators under 6 month old available with 5.9% APR representative.



Start your search below

Approved Used Cars at Stephen James Group

All finance quotes are based on 10,000 miles per annum, with a deposit of £1,500 and a term of 48 months, 7.9% APR. You are able to change the criteria within our finance calculator when clicking on a selected vehicle in stock.

Representative Example

Term of Agreement 48 months
47 Monthly Payments £187.64
Cash Price £12,995.00
Customer Deposit £1,500
Total Deposit £1,500
Total Amount of Credit £11,495.00
Optional Final Payment £5,275.23
Total Amount Payable £15,594.31
Purchase fee £1.00
Rate of Interest 7.9%
Representative APR 7.9% APR

Representative Example is for a BMW 1 Series 118i Sport 5-Door shown with a contract mileage of 10,000 miles and excess mileage charge of 3.53 pence per mile.

Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Retail customers only. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required.

Terms and conditions apply.

Areas we cover