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Approved Used MINI Cars

Our Click & Collect service allows you to browse online, speak to a member of our team and order from the comfort of your own home.

Approved Used MINI Cars

With 10.9% APR Representative across the entire range, you’ll be sure to find a MINI that’s perfect for you!

Approved Used MINI at Stephen James Group

All finance quotes are based on 10,000 miles per annum, with a deposit of £3,000 and a term of 48 months, 10.9% APR. You are able to change the criteria within our finance calculator when clicking on a selected vehicle in stock.

Representative Example

Term of Agreement 48 months
47 Monthly Payments £210.24
Cash Price £15,995.00
Customer Deposit £3,000
Total Deposit £3,000
Total Amount of Credit £12,995.00
Optional Final Payment £7,420.19
Total Amount Payable £20,301.47
Purchase fee £1.00
Rate of Interest 10.9%
Representative APR 10.9% APR

Representative Example is for a BMW 1 Series 118i Sport 3-door shown with a contract mileage of 10,000 miles and excess mileage charge of 5.11 pence per mile.

Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Retail customers only. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required.

Terms and conditions apply.

Areas we cover